Salary Calculator — Take-Home Pay Estimator

Estimate your net take-home pay after federal income tax and FICA deductions. Based on 2025 federal tax brackets and standard deduction. Results are estimates — actual deductions may vary.

Salary Calculator

$
$0.00
Net Pay Per Period
Net Monthly$0
Net Annual$0
Federal Income Tax$0
Social Security (6.2%)$0
Medicare (1.45%)$0
Effective Tax Rate0%

How to Use

Enter your annual gross salary, select your filing status, and choose your pay frequency to see your take-home pay per period. The calculator applies the 2025 federal standard deduction and marginal tax brackets, then subtracts FICA taxes.

Important: This is a simplified estimator. Actual payroll deductions may include pre-tax benefits, state taxes, and other withholdings.

2025 Tax Brackets Used

RateSingleMarried JointHead of Household
10%$0 –$11,925$0 –$23,850$0 –$17,000
12%$11,925 –$48,475$23,850 –$96,950$17,000 –$64,850
22%$48,475 –$103,350$96,950 –$206,700$64,850 –$103,350
24%$103,350 –$197,300$206,700 –$394,600$103,350 –$197,300
32%$197,300 –$250,525$394,600 –$501,050$197,300 –$250,500
35%$250,525+$501,050+$250,500+
37%$626,350+$751,600+$626,350+

Standard deduction 2025: $15,000 (Single), $30,000 (Married Joint), $22,500 (Head of Household).

Frequently Asked Questions

This calculator does not include state income tax, pre-tax benefit deductions (health insurance, 401k contributions, FSA/HSA), or local taxes. Your actual take-home pay will be lower if you have these deductions.
Pre-tax 401k contributions reduce your taxable income dollar-for-dollar, lowering your federal tax bill, potentially dropping you into a lower bracket.
Your marginal rate is the rate you pay on your last dollar of income. Your effective rate is your total tax divided by your total income — it's always lower because of the progressive bracket system and standard deduction.
Yes. The calculator automatically subtracts the 2025 standard deduction based on your filing status before computing federal tax.