Home › Personal Injury Settlement Estimator

Free Personal Injury Settlement Estimator

Estimate the potential value of your personal injury claim. This settlement calculator considers medical expenses, lost wages, pain and suffering, and comparative fault to give you a realistic compensation range.

Injury Settlement Calculator

$
$
$
$
$0.00
Estimated Total Settlement
Economic Damages$0
Non-Economic Damages (Pain & Suffering)$0
Estimated Range$0 —$0
After Attorney Fee (33% Contingency)$0

How to Use the Personal Injury Settlement Estimator

Start by entering your total medical expenses including hospital stays, surgeries, doctor visits, physical therapy, and medications. Next, add any lost wages from time missed at work and future lost income if your injury affects your ability to earn in the future.

Select a pain and suffering multiplier from 1 to 5 based on injury severity —minor injuries with quick recovery use a lower multiplier, while catastrophic or permanent injuries use a higher one. Enter your liability percentage if you share any fault for the accident, as comparative fault reduces your settlement proportionally.

Add any property damage such as vehicle repair costs, then click Calculate. The estimator will show your economic damages, non-economic damages, a realistic settlement range, and the estimated amount after a standard 33% attorney contingency fee.

Personal Injury Settlement Formula

Economic Damages = Medical Expenses + Lost Wages + Future Lost Income
Non-Economic Damages = Medical Expenses × Pain & Suffering Multiplier
Total Settlement = (Economic Damages + Non-Economic Damages + Property Damage) × (1 − Liability%)

Frequently Asked Questions

The multiplier method is the most common way to calculate non-economic damages. Your total medical expenses are multiplied by a number between 1 and 5 based on injury severity. A minor sprain might use a 1.5 multiplier, while a permanent spinal cord injury could use a 4 or 5. Insurance adjusters and attorneys use this as a starting point for settlement negotiations.
Comparative fault (also called contributory negligence) reduces your settlement by your percentage of fault. For example, if you were 20% at fault for a car accident, your settlement is reduced by 20%. Some states bar recovery if you are 50% or more at fault, while others follow pure comparative fault rules allowing recovery even at 99% fault.
Economic damages cover all quantifiable financial losses: medical bills (emergency care, surgery, hospital stays, medications, physical therapy), lost wages and lost earning capacity, future medical costs, property damage, and out-of-pocket expenses related to the injury. Keep all receipts and documentation to support these claims.
A 33% contingency fee means your attorney only gets paid if you win or settle. This fee covers investigation, medical record gathering, demand letters, negotiation with insurance companies, and litigation if needed. The percentage may vary from 25% to 40% depending on the case stage and jurisdiction.